With the internet becoming prevalent, many financial institutions are now providing online banking solutions. Such online solutions have brought a lot of conveniences and benefits to both the clients and the banking institutions. Through online banking, banking activities by people require less time compared to traditional banking methods. In the past, you would be needed to go to a bank for any transactions and deal with the long queues to get them done. It doesn’t matter if you are using an online banking from an online institution or an added amenity from a physical financial institution; there are tips you should consider to enhance safety.
Your online banking information security should be a priority and this will need you to evaluate whether the online portal provided is protected. To enhance safety, the website of the financial institution needs to be secured as well. One way of doing this is checking the address bar when logging in website or portal, if it starts with “https” then it means that the website is protected. If you see something other than that, then it is best that you deter from using the portal because safety of your online banking information is not guaranteed. Also, check at the lowermost of your site browser for any padlock icon to verify whether you are using a secured site. The icon should be a closed padlock; it shows that your online banking information is secured.
Don’t seek for any online banking services from an online based financial institution without confirming the legitimacy of the institution. You can look at the institution’s records, verifications and other requirements with the FDIC. Moreover, a financial institution has to be listed with the FDIC for them to be accepted to operate business.
Whichever financial bank you are using may from time to time inform you on your online banking information through emails. However, avoid clicking on email links assumed to be from your bank requesting you to confirm your banking information. Crooks may send emails to you disguising as your banking institution to have access to your log-in information. As soon as you receive this type of email, it is advisable that you contact your bank and report this.
Ensure that you don’t log in to your online bank account on library computers, cyber caf? computers and any other public computer. Criminals can still access your log-in info using the computer’s history even when you have cleared all the browser cache on the device. When logging in to your bank account, make sure the device is secure and always log off and clean out the cookies.